• When promoting the Affordable Care Act, the Obama administration pointed out that the health insurance business complex was the only one doing well when Americans’ access to affordable health care diminished. Unfortunately, nothing has changed since then. The established health insurance and medical business complex will lobby against the life-term health insurance concept.
• The concept of life-term health insurance suits responsible individuals who plan their possible life scenarios well. It might be a challenge for some. Helping many people choose the best plan for them will not be easy.
• In the current system, obtaining any health care is beyond the reach of many. They get health care through compassion, most commonly by showing up in the emergency rooms. It will take time and patience to change those habits.